Wealth Planning

Estate planning

In order to achieve your wishes for the future, it is important to ensure your estate and trust plan is tailored to your unique situation. This includes coming up with the right plan for you to address complex arrangements, including succession plans, charitable giving, unique family needs and assets or beneficiaries located across or outside of Canada. Your ATB Wealth^® advisor and our specialists are here to help.

Tax planning

A tax-efficient wealth strategy can have a significant effect on your income and cash flow, during working years and in retirement. Your ATB Wealth advisor will work with a tax specialist and your chosen tax professional to develop a tax strategy that complements your larger financial plan.

Trust planning

Trusts often play an important role in estate, succession and tax planning. Trust planning may enable you to protect the wealth of beneficiaries, enable philanthropic donations, provide a measure of asset protection or provide for a disabled beneficiary. Trusts may also be a valuable tool in transitioning your family business to the next generation.

Our specialists can help you understand the various types of trusts that may suit your needs. Through your ATB Wealth advisor and our external partner, Cidel Trust Company, we offer a wide range of trust services to suit your needs, including corporate executor and trustee appointments, corporate attorney appointments and philanthropic structures.

Retirement planning

Creating a retirement savings plan is empowering as it puts you in control of your future. During the process, you might find your current financial situation and saving habits won't provide the exact retirement lifestyle you want. While this may be unsettling, the realization helps you adjust your lifestyle, savings and investment practices to better reach your goal. An ATB Wealth advisor can help determine your goals and figure out how to get from where you are today to where you want to be in retirement. Building a solid financial plan with actionable, concrete steps to take, plus flexibility to adjust as circumstances change.