ATB Wealth Registered Retirement Savings Plan (RRSP) Reference Guide
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A source for all you need to know about RRSPs.
The ATB Wealth RRSP Reference Guide lays out a roadmap for managing an RRSP, from calculating and accessing your annual contribution limit to making a decision about RRSP maturity options.
The guide contains general rules, specific figures, important dates and situational examples that form a comprehensive view of how and why RRSPs encourage the achievement of long-term savings goals.
Designed to empower you to reach your retirement goals, the RRSP Reference Guide provides detailed explanations of the following topics to ensure you maximize your savings:
- Tax advantages and tax rules for RRSPs
- RRSP vs. TFSA vs. LIRA
- Tips for making the most of your RRSP
- Spousal and common-law partners RRSP
- Group RRSPs and RRSP loans
- Handling the death of an RRSP annuitant
- RRSP considerations for non-residents
- And, more!
Please note that this guide is not a replacement for professional financial advice. Rather, we hope you can use the knowledge you take away—alongside the advice of your financial advisor—to build a financially secure and comfortable retirement for your future.
Looking for more information on retirement? Check out our step-by-step retirement guide—it’s here to help lead you through every stage of your retirement journey.
The ATB Wealth RRSP Reference Guide
Everything you need to know about RRSPs—in one guide!
ATB Wealth® (a registered trade name) consists of a range of financial services provided by ATB Financial and certain of its subsidiaries. ATB Investment Management Inc. and ATB Securities Inc. are individually licensed users of ATB Wealth. ATB Securities Inc. is a member of the Canadian Investor Protection Fund and the Canadian Investment Regulatory Organization.
The information contained herein has been compiled or arrived at from sources believed to be reliable, but no representation or warranty, expressed or implied, is made as to their accuracy or completeness, and ATB Wealth (this includes all the above legal entities) does not accept any liability or responsibility whatsoever for any loss arising from any use of this document or its contents. This information is subject to change and ATB Wealth does not undertake to provide updated information should a change occur. This document may not be reproduced in whole or in part, or referred to in any manner whatsoever, nor may the information, opinions and conclusions contained in it be referred to without the prior consent of the appropriate legal entity using ATB Wealth. This document is being provided for information purposes only and is not intended to replace or serve as a substitute for professional advice, nor as an offer to sell or a solicitation of an offer to buy any investment. Professional legal and tax advice should always be obtained when dealing with legal and taxation issues as each individual’s situation is different.
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