Send money internationally—quickly, easily and securely.
Low to no fees
Send up to $10,000 daily, with standard transfers of $1,000 or more for free to most supported countries (see below). Transfers under $1,000 cost only $5.00.1
Ultimate peace of mind
Send a no-fee $15 test transfer2 first to make sure your recipient’s info is correct. And our online banking guarantee means you can feel confident that your transactions are protected.
Easy online convenience
Send a Global Transfer from your USD and CAD ATB accounts anytime, anywhere on your computer, smartphone or tablet.
Fast, really fast
Transfers typically take 1-3 business days, depending on the country where the recipient bank is located.
They get what you send
Real-time exchange rates and no other bank fees along the way.
Key product details
| Processing time | 1–3 business days |
| Destination countries | Global Transfers are offered to 40+ countries, in 25+ currencies |
| Transfer rates | $50–$999.99: $5.00 $1,000–$10,000: Free Special countries3 $50–$10,000: $15.00 |
| Transfer amount | Single transfer: $50–$10,000 Daily sending limit: $10,000 |
| $15 test transfer2 | No fee |
Are you a business looking for a global payments solution?
Frequently Asked Questions
Already an ATB client? You’ll need to confirm your address on file with ATB, as well as your recipient’s name and address. You’ll also need information specific to your recipient’s bank, including the country, bank name, account holder name, and the account number and type. Specific countries may require additional routing information, such as a branch code, transit code, international routing number, purpose of payment, etc.
Keep in mind, when sending to US bank accounts, the American Bankers Association (ABA) routing number needed is the automated clearing house (ACH) or electronic transfers number, not the Fedwire ABA routing number. A European bank, on the other hand, may request details like a Society for Worldwide Interbank Financial Telecommunication (SWIFT) bank identifier code (BIC) or international bank account number (IBAN). We strongly recommend you double-check everything with your bank before you complete the transfer.
Not an ATB client? Browse our accounts and sign up easily online.
All service fees are provided up front at the time of your Global Transfer request. You may be charged an additional fee if your recipient's information is incorrect and their bank returns the transfer. You can avoid this by sending a free test transfer of $15 to your recipient.2
ATB Global Transfers rates are based on real-time foreign exchange rates for all Global Transfers, including US dollar exchanges. This ensures you receive accurate, real-time pricing every time you send a Global Transfer. Rates are locked in at the point of submitting the transaction.
This may come up when sending to recipients in the Philippines, Thailand or other countries. You can see the list of banks in the Philippines and Thailand that accept Global Transfers in our handy PDF. Please visit an ATB branch to send a wire transfer instead.
Ready to get started?
Sign in to ATB Personal to begin. Not an ATB client? No problem. Open an account to start sending Global Transfers, or give us a call.
Move and track your money—online or on your phone.
Bank online
ATB Personal web
ATB Personal web is fast, simple, secure and designed to make online banking work for you.
Bank on your phone
ATB Personal app
Get your everyday banking done quickly, easily and securely using the ATB Personal app.
Email money
Interac e-Transfer®
Transfer money to or from anyone with a Canadian bank account. All you need is their email address—no cash or cheque required.
Send money overseas
Global Transfers
With low fees and high security, online Global Transfers take the stress and guesswork out of sending money internationally.
Send money within Canada
External Transfers
Transfer money to any Canadian bank account. All you need is the receiving account's institution code, transit number and account number.
Do more than before
Visa Debit-enabled ATB debit card
Make secure purchases online and in-store worldwide, paying directly from your bank account.
Rest assured
Visa Secure
Every ATB debit card with a Visa Debit logo comes with Visa Secure—an authentication program that helps protect you from online fraud.
Track your banking activity
ATB TrackIt
Track spending, create budgets, set goals, strategize for debt repayment and more.
Global Transfers is a feature in our web-based online banking and coming soon to the ATB Personal app. You must have an ATB account to use this service.
Test transfer is not available to special countries listed below.
Special countries include China, Japan, and South Africa.
Related documents: List of eligible countries (PDF), ATB Personal Terms and Conditions (PDF)