In compliance with the Public Interest Disclosure (Whistleblower Protection) Act (the “Act”), ATB Financial has approved a Whistleblower Policy, which supplements ATB Financial’s Codes of Conduct and Ethics. Pursuant to the Whistleblower Policy, ATB developed a Public Interest Disclosure Framework and a Safe Disclosure Framework.

The Public Interest Disclosure Framework applies to all persons involved in conducting the affairs of ATB Financial and its subsidiaries (including team members) and is intended to facilitate and support the disclosure and investigation of Wrongdoing (i.e. significant and serious matters in or relating to ATB Financial that a team member believes may be unlawful, dangerous to the public or injurious to the public interest), as well as protect team members who make these disclosures.

ATB Financial has developed the Public Interest Disclosure Report Form as one method of submitting confidential disclosures of alleged Wrongdoing. Alternatively, an independent and anonymous Safe Disclosure Reporting System can be accessed at either 1-866-521-1686 or at clearviewconnects.com.

For more information or if you have questions about Wrongdoing, please contact ATB Financial’s Designated Officer at 780-408-7314 or smckellar@atb.com or contact the Public Interest Commissioner directly. Contact information is available at yourvoiceprotected.ca.

The Safe Disclosure Framework applies to all team members, directors, clients and vendors of ATB Financial and its subsidiaries and is intended to facilitate and support the disclosure and investigation of Improper Activity (ie. instances of unethical or inappropriate activity, but not including Wrongdoing), as well as protect team members who make these disclosures. Instances of Improper Activity may be made in any manner set out in ATB Financial’s Codes of Conduct and Ethics, including by using the independent and anonymous reporting system described above.