Business Non-Redeemable GIC
A hands-off business investment with guaranteed returns.
Low minimum investment
With an initial minimum investment of only $1,000, the Non-Redeemable GIC makes it easy to start growing your business dollars.
Sit back and relax
Your original investment amount (principal) and returns are fully guaranteed, so you don't need to worry about market fluctuations.
Choose your own terms
This GIC is non-cashable during the investment term, so choose from term lengths between 30 days and five years—whatever works for you.
Key product details
| Fees | No fees |
| Interest earned | Rates depend on the term and interest frequency you select. Check current rates1 |
| Term range | All terms from 30/60/90/120/180/270 days, 1 year, or annually up to 5 years |
| Minimum investment | $500 or $1,0002 |
| Redeemable during term | No |
Frequently Asked Questions
You can't hold a Business Non-Redeemable GIC within a registered plan (such as an RRSP, RRIF, TFSA, or RESP).
Connect with an expert.
There are enough risks in business without risking your hard-earned money. Secure and grow your money with a Business Non-Redeemable GIC.
Find the right GIC for your business.
Amplify your business
Amplify Business GIC
A smart, cashable, short-term investment with a perfect balance of earning potential and flexibility.
A solid, flexible investment
Redeemable GIC
A guaranteed return when you leave your cash on deposit for a set period—and the option to withdraw it if you need it earlier.
Better earnings over time
Non-Redeemable GIC
A guaranteed return when you save for a set period. With terms from 30 days to five years, you can choose one that suits you.
Invest in US dollars
US Dollar Redeemable GIC
Enjoy earned interest over flexible terms—all in US dollars. Your original investment and earned interest are guaranteed.
Strong US dollar returns
US Dollar Non-Redeemable GIC
A guaranteed return when you save for a set period. Choose the deposit term that suits your needs for locking in your US dollars.
Rates can depend on the term, interest frequency and investment option you select and are subject to change without notice.
$500 for terms equal to or greater than one year and $1,000 for terms less than one year.
Non-registered product. Also referred to as a Fixed Date Deposit.
This product is for Business & Agriculture clients only.