The perfect balance of earning potential and flexibility.
Multiply your extra cash
Have some extra cash on hand? Invest $1,000 or more in an Amplify GIC and watch it grow.
Cash in without penalty
Need capital, fast? Cash in your Amplify GIC any time, without penalty.
Earn more over time
The longer you leave your money in, the better your rate and return. Consider a one-year fixed term to make your investment work harder.
Key product details
Fees | No penalty for early withdrawal |
Interest earned | See current rates1 |
Term range | Earn full rate of return after one year. Redeem anytime |
Minimum investment | Just invest a minimum of $1,000 and watch it grow |
Cashability | Redeem any time (refer to rates of interest above) |
Investment plan | Keeping your GIC for the full year term yields the best interest rate. |
Frequently Asked Questions
You can start with a minimum investment of only $1,000.
You must withdraw the full amount of the investment if you decide to remove funds prior to the end of the full term at one year.
All new funds are added as a new GIC starting on day 0. So, if you added new funds at day 180 to your existing GIC, you would have some funds available at the rate for 180 days and some funds available at 0.0%.
There is no penalty to withdrawing funds before 30 days have passed, although interest will not be earned on these funds.
Please reach out to your Relationship Manager or Account Manager for current maximum balance limits.
Connect with an expert.
The Amplify Business GIC is a smart, cashable, term investment designed to grow your invested funds while making your money available if you need it.
Find the right GIC for your business.
Amplify your business
Amplify Business GIC
A smart, cashable, short-term investment with a perfect balance of earning potential and flexibility.
A solid, flexible investment
Redeemable GIC
A guaranteed return when you leave your cash on deposit for a set period—and the option to withdraw it if you need it earlier.
Better earnings over time
Non-Redeemable GIC
A guaranteed return when you save for a set period. With terms from 30 days to five years, you can choose one that suits you.
Invest in US dollars
US Dollar Redeemable GIC
Enjoy earned interest over flexible terms—all in US dollars. Your original investment and earned interest are guaranteed.
Strong US dollar returns
US Dollar Non-Redeemable GIC
A guaranteed return when you save for a set period. Choose the deposit term that suits your needs for locking in your US dollars.
Rates subject to change without notice. Visit atb.com/rates or any ATB branch for current rates.
The Amplify Business GIC is subject to availability. ATB Financial reserves the right to withdraw this offer at any time.
Non-registered product. Also referred to as a Fixed Date Deposit.
This product is for Business & Agriculture clients only.