Ag Equipment Financing & Leasing
Leasing and financing support for new/used farming and ranching equipment.
I’m purchasing new/used equipment
Get competitive rates and flexibility—including personalized terms and down payment option—and talk to one person through the entire process, from application to approval.
I’m a Dealership selling farm and construction equipment
We work with your dealership to take the credit paperwork off your desk. Connect with our locally based team and we’ll contact your customers directly.
Find the best payment options for Ag financing
Use the Ag Equipment Finance Calculator to calculate payments, and compare leases and loans for your operation or an Ag client.
Key product details
| Interest Rate | Varies with equipment details and term |
| Amortization | Up to 15 years1 |
| Amount | Up to 100% financing |
| Repayment | Flexible terms - monthly, quarterly, semi-annually or annually |
Helping producers get equipment they need on the terms they want
Finance or lease up to 100%
Find the solution that works for your operation. You can get up to 100% financing on new or used equipment for up to 180 months, or up to 100% leasing on new equipment for up to 84 months.
Quick turnaround times
Our lending team is Alberta-based, in your timezone. You'll work with one expert for all of your needs, and utilize digital signatures so you can get the financing you need, when you need it.
Sector-specific expertise
Farming isn’t one size fits all—neither are your business banking solutions. Our relationship managers are ag sector experts and understand your specific operational requirements.
A full service financial partner
Frequently Asked Questions
ATB has the ability to finance the following items:
- Any new or used agricultural equipment. Recommended model year age under 15 years. Age + Amortization not to exceed 15 Years. Some exceptions apply on Model Years.
- Farm trucks one ton and greater
- Grain bins, grain handling equipment such as baggers, and dryers.
- Farm and Ranch buildings. These structures commonly financed/leased are Pole Shed Barns, Irrigation Pivots.
Producers can lease the following items:
- Any new or used agricultural equipment. Recommended model year age under 10 years (Age + Amortization not to exceed 10 Years) Some exceptions apply on Model Years.
- Farm trucks one ton and greater
- Grain bins, grain handling equipment such as baggers, and dryers.
- Farm and Ranch buildings. These structures commonly financed/leased are Pole Shed Barns, Irrigation Pivots.
Note: The lease can cover 100% of the equipment’s value, including taxes, insurance and warranty.
For a Conditional Sales Contract, the down payment may be the equity of a trade in or a cash down payment. For an amortization period of 10 years or less, the down payment requirement is only 10%, for long amortizations it is 20%. Upon approval of credit, the first $100,000 may be 100% financed. For leasing, 100% of the equipment may be financed, with the first payment made upon delivery of the equipment.
Connect with an expert.
Our Equipment Financing options make it easy to get the equipment you need. Ask about ATB's Agriculture Equipment Financing and Leasing today.
Find the right loan for your agriculture business.
Choose your term
Agriculture Term Loans
Get money when you need it, whether you're looking to purchase equipment, land or buildings.
Keep your operations stable
Operating Loan
Seize the day with a single-application loan that helps you meet your expenses through daily and seasonal cash flow fluctuations.
Get your loan, your way
Equity Agri-Plan Loan
Get what you need for your farm, when you need it, with convenient, flexible financing.
Be ready for anything
Evergreen Financing
This re-advanceable line of credit puts you in a position to make capital purchases quickly and easily.
Enjoy comprehensive agricultural financing
Farmland Financing
Expand, transition or diversify your operations with financing solutions that work for today and help build your tomorrow.
Finance or lease equipment
Ag Equipment Financing & Leasing
Get the right financing and leasing solutions to meet your equipment needs.
Agricultural equipment
Air seeders and equipment listed in the Iron Solutions Official Guide: maximum amortization of 15 years. The equipment’s age plus amortization period cannot exceed 15 years.
Equipment not listed in the Iron Solutions Official Guide: maximum amortization of 10 years. The equipment’s age plus amortization period cannot exceed 10 years.
Farm trucks, one ton or greater
Maximum amortization of 10 years. The vehicle’s age plus amortization period cannot exceed 10 years.
Leases
Maximum of 10 years. The equipment age plus amortization period cannot exceed 10 years.
Related documents: Business/Agriculture Account Agreement, Additional Services and Associated Charges