Do what you do best with a card that helps manage your cash flow.
Get a customized interest rate
Your low personalized interest rate can make a big difference when you have to pay sooner than you get paid.
Repay your way
Minimum payments are a low 3% of your balance for those months when receivables stack up.
Pay on-the-fly
Pay securely using your mobile wallet and pay your bill with your mobile device or online. Because business doesn't stop for banking.
Purchase with confidence
Your purchases are protected by Mastercard® Zero-Liability, Purchase Assurance and Extended Warranty1.
Enjoy car rental discounts
Get up to 25% off car rentals through Avis® or Budget® when you pay with your card.
Key product details
Interest rate | Low, personalized |
Annual fee | $65 for limits up to $50,000 $130 for limits over $50,000 |
Supplemental cards | $35/card |
Low minimum monthly payment | 3% of your balance |
Coverage | Car Rental Accidental Death & Dismemberment1 Car Rental Collision Damage Waiver1 Common Carrier Accidental Death and Dismemberment1 Purchase Assurance & Extended Warranty1 Travel Assistance2 See FAQs for more details. |
Car rental discounts | Enjoy up to 25% off car rental rates at Avis® and Budget®. See FAQs for more details. |
MyPic® | Free |
Frequently Asked Questions
The biggest benefit of having a separate business credit card is the ability to separate business and personal purchases. You could also save a lot of money in interest and have lower minimum payments. If you're collecting rewards, you'll be able to transfer points between your business and personal Mastercard® so you can redeem faster for what you want most.
For most new businesses, we collect personal and financial information. If you have an established business, we review the financial statements and results associated with that business. For established businesses, we'll also require information for individuals that own 25% or more of the company, or information about directors if it's a corporation. All personal and financial information we collect is to support the application.
You definitely do! Here's a list of all of the coverage you can receive with your Alberta Businesscard™.
- Car Rental Collison Damage Waiver: When you use your card to purchase the full cost of a rental car, receive up to 31 days of collision damage waiver coverage, and personal effects insurance coverage up to $1,000 per insured person.
- Car Rental Accidental Death & Dismemberment: When you use your card to purchase the full cost of a rental car, receive up to $150,000 per insured person who has sustained an injury while using the rental vehicle.
- Common Carrier Accidental Death & Dismemberment: When you use your card to purchase the full cost of common carrier travel, receive up to $200,000 if a covered loss occurs while occupying a common carrier.
- Hotel/Motel Burglary Insurance: When you charge the full cost of your Hotel/Motel room to your card, you will be covered up to $1,000 for theft of most personal items, for the period of time between Check In and Check Out, within Canada and the United States.
- Purchase Assurance & Extended Warranty: When you use your card to purchase eligible new items, protect against damage or theft for up to 90 days, and double the original manufacturer’s warranty up to one additional year.
Enjoy up to 25% off car rental rates at Avis and Budget when you pay with your Alberta Businesscard™.
Using your card, quote AWD #C376000 at participating Avis locations or BCD #A369800 at participating Budget locations.
To reserve with Avis, visit avis.com/atb or call 1-800-879-2847. To reserve with Budget, visit budget.com/atb or call 1-800-268-8900.
This policy ensures that you won't be liable for unauthorized purchases made on your Mastercard®, provided that you have taken measures to protect your card credentials (passwords and PIN) and that you report the unauthorized transactions as soon as you notice them.
First, remember to document as much information as you can, especially while travelling. File a police report where necessary. If you've been in a car accident, always collect information on the other vehicle and its driver.
To make a claim, contact the claims administrator at 1-866-305-0888 within 48 hours of the incident.
Ready to get started?
Take care of business your way with the Alberta Businesscard™.
Find the right Mastercard for your business.
Your business, your way
Alberta Businesscard™ Mastercard®
Do business your way with flexible repayment terms, a low personalized interest rate, and customized credit limit.
Make every dollar count
Alberta Rewards Businesscard™ Mastercard®
Earn 1.5 reward points for every dollar in eligible purchases and choose how you want to redeem them at atbmybusinessrewards.com.
Built for Alberta's farmers
Alberta
Agri-Industry Businesscard® Mastercard®
Designed with farmers and ranchers in mind, get credit you can rely on no matter the changes in weather or cash flow.
Powering possibility for your small business
ATB MyBusiness Rewards® Mastercard®
Earn 1% cash back each month and pay no annual fee with a card that’s built for the needs of your small business.
Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates carry on business in Canada under the name of Assurant®.
Assurant is a registered trademark of Assurant, Inc. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card, and online at atb.com.
Details of insurance coverages, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.Travel Assistance Services are assistance and referral services, please see details in the Certificate of Insurance.
Details of insurance coverages, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card.
Related documents: Mastercard Rates & Fees (PDF), Alberta Businesscard Mastercard Booklet
® Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Used under licence.
ATB is a registered trademark, the ATB logo, Alberta Businesscard and Alberta Rewards Businesscard are trademarks, of ATB Financial.
Avis is a registered trademark licensed to AvisCar, Inc. for use in Canada.
Budget is a registered trademark licensed to Budgetcar Inc. for use in Canada.
*Refer to Interest-free Grace Period found in Mastercard Rates & Fees